Preset Annuity Appointments and Investment Appointments
Cold Solutions™ is a powerful tool for Financial Advisors or Insurance Agents who want to add new clients and an invaluable asset for attracting and retaining associates to your business. The Cold Solutions™ System gives you the tools to attract high caliber Financial Advisors or Agents by putting them in front of a steady flow of qualified investors who are ready and willing to conduct a review of their assets. Cold Solutions sells preset investement, insurance and annuity appointments in packages of 30, 40, 60, 80, 120 and 150 appointments. Our Cold Solutions Training System helps you turn annuity and investment prospects into profits.
Preset appointments are sold to Registered Investment Advisors and Licensed Insurance Agents. Cold Solutions is more than just a lead generation system. We do the direct marketing and your leads and preset appointments are pre-qualified by phone.We provide annuity sales prospects, insurance sales prospects and investment sales prospects in the geographical areas requested by our Registered Investment Advisors and Independent Insurance Agents. One Cold Solutions customer, Dave Kutcher of the DAK Financial Group, provided us with this testimonial our annuity selling system; "In 18 years of selling annuities... this is the best appointment setting program... bar none."
If you are an Independent Insurance Agent, you are probably representing several insurance companies. Because you are independent from all the companies that you sell for, you can therefore in theory evaluate different insurance policies objectively. This gives you the ability to offer the best investment, insurance and annuity solutions to your clients. You most likely pay all your own expenses and keep your own own records and earn your income from commissions on the policies you sell. When you work with Cold Solutions, we do the marketing to generate leads and appointments and you run your business and do the selling.
These annuity, investment, reverse mortgage and insurance leads are exclusive and are sold to only one investment advisor or licensed insurance agent. Because these investment leads and annuity leads are exclusive to only one advisor or insurance agent, this annuity and investment prospect marketing program is well worth the price of the the leads and preset appointments. Click here to read testimonials from insurance agents that have used the Cold Solutions program. If you sell annuity products or investment products and want to get in front of qualified annuity holders and investment prospects, then call 1-877-721-4700 to discuss which program is right for you.
Our customers thrive using our annuity, insurance, reverse mortgage leads and investment leads and preset appointment programs. A west coast customer of Cold Solutions, Kit Batina (Certified Estate Planner) had this to say about us; "Cold Solutions has made being in this business fun again.... as well as possible. It does the obvious: links clients in need with experienced agents who can give them the help they are not getting elsewhere. No other lead source achieves this simple goal." To order qualified leads and preset appointments, call 1-877-721-4700 today. Qualified investment, insurance, reverse mortgage and annuity leads are sold in packages based on availability. Click here to purchase leads online.
Our program is designed for financial advisors that sell annuity products and investment products to the senior market. Our qualified annuity and investment prospect leads and preset annuity and investment appointment programs are considered by many RIAs (Registered Investment Advisors) and IIAs (Independent Insurance Agents) to be the best in the investment and insurance business. To start increasing your commissions, call 1-877-721-4700 today to order your pre-qualified leads or preset appointments.
Resources and Reference Links for Independent Investment Advisors and Registered Financial Advisors:
New York Stock Exchange
American Stock Exchange
Insurance Information Institute
NASD Home Page
Investment Advisor Magazine
Market Watch: Business and Financial News
Professional Liability Insurance Program: Errors and omissions coverage (E&O)
American Investment Training provides the very best investment and financial training for all NASD licenses
SERIES 6 LICENSE: The Series 6 exam is the NASD license for individuals who wish to only sell Mutual Funds and Variable Annuities
NASD, NASAA, NFA Courses
National Association of Professional Insurance Agents
National Futures Association
North American Securities Administrators Association (NASAA)
NAIFA's Political Action Committee
The Insurance Law List is the preferred directory of leading law firms for insurance industry professionals
National Ethics Bureau promotes ethics in the financial services industry
The Wall Street Journal
Investor's Business Daily
Barron's Online
What you need to know about IRA Rollovers
How to become a Certified Retirement Financial Advisor
SalesExplosion: Software systems for insurance agents and financial planners
FTadviser.com
Life Insurance Selling Magazine
The National Underwriter Company: Publisher of Insurance Magazines, Books and Software
Financial Advisor Magazine
SmartMoney Magazine
Book: Journal of Insurance Regulation
CNN.Money.com
IRA and Roth Information
National Association of Insurance Commissioners
Interest-Indexed Annuity Contracts Model Regulation
Annuity Disclosure Model Regulation
Life Insurance and Annuities Replacement Model Regulation
Articles about Annuities on MSN Money
Amazon Books: "The Annuity Advisor" by John Olsen and Michael Kitces
Amazon Books: "The Sales and Marketing Guice to Equity Index Annuities" by Edward Horwitz
Internal Revenue Code
Definition of an Annuity as a United States financial product
United States Securities and Exchange Commission Definition of an Annuity
United States Securities and Exchange Commission Definition of a Variable Annuity
United States Securities and Exchange Commission Definition of an Equity-Indexed Annuity
The Variable Annuity Blog
Amazon Book: "The 100 Best Annuities You Can Buy" by Gordon Williamson
Amazon Book: "Annuities" by David Shapiro and Thomas F. Streiff
AIG Insurance Annuity Company
Annuity Products from The Allianz Life Insurance Company
Annuity Marketing Companies
Home Page of AdvisorToday.com
Article from AdvisorToday.com: "Tapping Into Annuities: Get on the fast track to building a profitable practice." By Dave Willis
Article from AdvisorToday.com: "The Multibillion-Dollar Pie: How big is your slice? It may be time to rethink annuities and how you can successfully incorporate them into your practice." By Lynn Vincent
Annuity Directories on AdvisorToday.com
Typical Compensation for Financial Advisors or Insurance Sales Agents Selling Annuities
AnnuityIQ.com
Information on Tax-Free 1035 Exchanges from the United States Securities and Exchange Commission
Annuity Marketing Programs on Google
Lead Generation Systems on Google
Information on a tax-free exchange under 1035 of the Internal Revenue Code
Information on Reverse Mortgages from the Federal Trade Commission
Information on Reverse Mortgages from Consumer.gov
Yahoo Article: 10 Ways to Better Manage Sales Leads
Customer and Prospect Management Software
Contact Management Program (CMP) for the Insurance Professional
Insurance Agent Resources Directory
Contact and Customer Relationship Management Software
Lead Generation Software: ListGrabber
Insurance Information Institute
Information on IRAs
Information on 401Ks
What is a Registered Investment Advisor
Independent Insurance Agents of Texas
Independent Insurance Agents of Wisconsin
Professional Independent Insurance Agents of Illinois
Independent Insurance Agents of North Carolina
Independent Insurance Agents and Brokers of Georgia
Independent Insurance Agents and Brokers of New York
Alabama Independent Agents Association, Inc.
Florida Association of Insurance Agents
The Michigan Association of Insurance Agents
Independent Insurance Agents of Ohio
Massachusetts Association of Insurance Agents
Independent Insurance Agents of Maryland
Independent Insurance Agents and Brokers of Arizona
Professional Insurance Agents of Louisiana
Professional Insurance Agents of Indiana
Annuity America
Investopedia
Producers Web
Hondros College
Annuities Institute
USA today article on annuities
What are the Different Kinds of Annuities?
There are a few different types of annuities. They all carry varying levels of guarantees and risk:
Multiple Premium Annuity: An annuity in which you pay the insurance company multiple premium payments.
Immediate Annuity: An annuity in which you begin to receive income payments no later than one year after you pay the premium.
Deferred Annuity: An annuity in which you begin to receive income payments many years later.
Single Premium Annuity: An annuity in which you pay the insurance company only one premium payment.
Fixed Annuity: An annuity in which your money, less any applicable charges, earns interest at rates set by the insurance company or in a way specified in the annuity contract.
Variable Annuity: An annuity in which the insurance company invests your money, less any applicable charges, into a separate account based upon the risk you want to take. The money can be invested in stocks, bonds or other investments. If the fund does not do well, you may lose some or all of your investment.
Equity-Indexed Annuity: A variation of a fixed annuity in which the interest rate is based on an outside index, such as a stock market index. The annuity pays a base return, but it may be higher if the index increases.